United Wealth Group LLC Home
United Wealth Group LLC Home
  • Home
  • About 
    • Mission Statement
    • Team
    • Products & Services
    • Useful Links
    • Careers
  • Strategies 
    • Living Confidently
    • Financial & Emotional Confidence Quiz
    • The Reality of Life
    • The Living Balance Sheet®
  • Resource Center 
    • Retirement
    • Estate
    • Investment
    • Insurance
    • Tax
    • Money
    • Lifestyle
    • Small Business Webinar Series
  • Tools 
    • Glossary
    • Tax Resources
  • Contact
  • Client Login
Retirement

Learn, Earn and Retire at Any Age

Millennials are do-it-alls and have-it-alls — in a good way. Research shows they far outpace other generations in focusing on these life priorities:1

  • Traveling
  • Having a rewarding career
  • Being recognized for accomplishments
  • Enriching their intellectual horizons
  • Looking great

In other words, millennials expect to have fulfilling jobs that earn them kudos, but to never rest on their laurels and to always keep learning. Plus, they intend to travel the world while looking fabulous. (Sleep, apparently, is not a priority.)

Kidding aside, millennials are rewriting the “life stage” playbook. Rather than compartmentalizing their journey into pre-, mid- and post-career periods, they are blending learning, earning and enjoying life in a continuum.

What can the rest of us learn from millennials’ desire to embrace all of life in the moment?

Feed your brain

We know that learning ties to financial empowerment. College graduates earn approximately $1 million more over their lifetimes than high school graduates — and the gap increases with more education.2 But did you know that being a lifelong learner, as millennials so far tend to be, can also help reduce stress, delay cognitive decline and increase lifespan?3 Take educational tours, listen to TED talks, master a hobby, monitor online courses, read more. Enriching your brain will expand your horizons at any age.

Work to live

Many millennials are opting for “portfolio careers,” amassing skills and experiences to build their value in the employment market or to start their own businesses. It’s a good model to follow. (And here are some ways to build your own career stock, while we’re at it.) The other takeaway is that many millennials say they don’t plan to retire. That philosophy squares with the research: being engaged with meaningful work as we age is linked to better emotional and physical health.4 When tailoring your own retirement plan, consider ways you can continue to contribute your skills to others.

Chill and fulfill

The most financially and emotionally confident Americans balance work-life responsibilities.5 Millennials take it even further. They’re not waiting for retirement to live their best lives. Harnessing digital technology, they’re blending the professional and personal in a holistic way to gain greater flexibility over how, where and when they work and play. This sense of control helps them avoid burnout even in demanding roles and drives high fulfillment, with 74 percent of millennials reporting they are satisfied with their lives.

No matter where we are on life’s journey, the moment that matters most is right now, and maybe there is an opportunity to learn from the millennial mindset to add greater satisfaction, control and fulfillment to your life.

Brought to you by The Guardian Network © 2018. The Guardian Life Insurance Company of America®, New York, NY

2018-71574 Exp. 12/2020

SOURCES:

[1] From Smartphones to Smart Planning: Millennials want and need digital and human experiences to achieve financial confidence, Guardian Life Insurance Company, 2016

[2] A College Degree is Worth $1 Million, MarketWatch, May 8, 2015.

[3] Lifelong Learning Is Good for Your Health, Your Wallet, and Your Social Life, Harvard Business Review, Feb 7, 2017.

[4] When It’s Healthier Not to Retire, Next Avenue, Feb 15, 2018.

[5] From Concerned to Confident: The Guardian Study of Financial and Emotional Confidence™, Guardian Life Insurance Company, 2016.

Share |

Have A Question About This Topic?

Thank you! Oops!

Related Content

The Facts About Income Tax

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Toddlers to Teens: The Lesson of Money

Toddlers to Teens: The Lesson of Money

Money is a central part of everyday life as an adult. We spend time most days earning it, we need it for survival, and we want it for fun and entertainment.

The Fed and How It Got That Way

The Fed and How It Got That Way

Here is a quick history of the Federal Reserve and an overview of what it does.

Contact

Office: (732) 355-1050

Fax: (732) 355-1051

Princeton Executive Center

4301 Route 1 South; Suite 220

Monmouth Junction, NJ 08852

FINRA Series 6, 7, 24, 63 & 65

akazim@unitedwealthllc.com

Quick Links

  • Retirement
  • Investment
  • Estate
  • Insurance
  • Tax
  • Money
  • Lifestyle
  • All Articles
  • All Videos
  • All Calculators
  • All Presentations

Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2023 FMG Suite.

Nick Saleem

Securities products offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC.OSJ: 355 Lexington Avenue, 9 Fl., New York, NY 10017, Phone # 212-541-8800. PAS is a wholly owned subsidiary of Guardian Life Insurance Company of America® (Guardian), New York, NY. United Wealth Group LLC is not an affiliate or subsidiary of PAS or Guardian. AR Insurance License #2973673. CA Insurance License #0H03588. 

Asghar Kazim

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Floor, New York, N Y 10017- 6603, Phone # 212-541-8800. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY.  United Wealth Group LLC is not an affiliate or subsidiary of PAS or Guardian. California Insurance License # 0C53306.  AR Insurance License #703269.

This Forbes award is not issued or endorsed by Guardian or its subsidiaries.
Important Disclosures

Online Terms of Use

Online Privacy Statement

2021-126035  exp 8/30/23