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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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This material is intended for general use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Nick Saleem

Registered Representative of Park Avenue Securities LLC (PAS). OSJ: 777 Third Avenue, Suite 1703, New York, NY 10017, 212-261-1850. Securities products offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. United Wealth Group LLC is not an affiliate or subsidiary of PAS or Guardian. AR Insurance License #2973673. CA Insurance License #0H03588.

Asghar Kazim

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 777 Third Avenue, Suite 1703, New York, NY, 10017, 212-261-1850. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. United Wealth Group LLC is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0C53306.

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[8263793.1] Exp. 08/27